Power your business with an e-commerce payment gateway, payment links, POS terminals and SoftPOS — one smarter payment partner for accepting payments online, in-store and on the go.
Be ready for any type of payment, from credit & debit to mobile wallets.
Payment Terminals
Two devices support face-to-face sales — and both take tap, chip & PIN, wallets and Jaywan.
Best for fixed tills — retail, pharmacy and food & beverage. Take every card at the counter with a customer-facing screen.
Best for on the move — stalls, delivery, salons, taxis and more. Accept cards anywhere, with no wires.
Payment Solutions
Give your customers convenient ways to pay with solutions that support your business across online, in-store and mobile environments.
Help customers pay through your online store with an integrated payment experience.
Explore Online Payments
Request and collect payments remotely with a simple, secure payment link.
Discover Pay by Link
Supported terminal options for businesses accepting payments in person.
Explore Terminals
Mobile payment acceptance using compatible devices — no extra hardware.
Discover SoftPOSeCommerce Payment Gateway
The eCommerce payment gateway lets you accept card payments on your website or app, so customers can complete purchases without leaving your online store.
Online payment acceptance — accept card payments from customers shopping on your website.
eCommerce integrations — connect online checkout into your website or app, with support for popular store platforms.
A familiar checkout experience — your customer pays within your online store flow.
Eligible payment methods and integration options depend on your business — the team can walk you through what is possible during your enquiry.
Discuss eCommerce Payments
Pay by Link
Payment links let you request payment without relying solely on a traditional website checkout — useful for service businesses, remote orders and sales teams.
Share payment requests — send a secure payment link to your customer.
Collect remotely — the customer opens the link and completes the payment on their device.
Reach customers where they are — share the link through channels such as WhatsApp, SMS or email.
SoftPOS · Tap to Phone
SoftPOS lets merchants accept contactless payments directly through the phone itself — removing the need to buy extra hardware for some business types.
No extra hardware to buy — contactless acceptance runs on the phone itself.
Accept a tap wherever the sale happens — markets, delivery, pop-ups and more.
Device eligibility applies — SoftPOS requires a compatible device. The team confirms eligibility for your phones during onboarding.
Merchant Tools & Digital Services
Beyond acceptance, the Paytree–AFS partnership gives you visibility over your transactions — from a superapp in your pocket to a real-time web portal.
Designed for small and growing merchants, AFS Pro brings your business into one phone app: accept tap payments with SoftPOS, send Pay by Link requests, manage your own account with merchant self-serve, view live sales analytics and use Merchant Prepaid for business spending.
Enquire about access
One real-time dashboard for every sale — in-store, online and by link. Track reconciliation and settlement, manage multiple stores and users, handle refunds, disputes and statements, and export data to your accountant, ERP or POS.
Enquire about accessWhy Paytree
A focused, local approach to payment acceptance — supported by the scale and credentials of Arab Financial Services.
Online, in-store and link-based acceptance — pick the solutions that match how you sell.
With the AFS platform, settlement is typically the next business day (T+1)* — money in your account sooner for cash flow you can plan around. *Settlement times vary by product.
Real people, in your time zone — support from a team located in the markets it serves.
Pricing is set per merchant — no surprises on your statement. Exact rates are confirmed during onboarding.
Real-time visibility across channels with the Omnichannel Portal and AFS Pro — reconciliation, statements and analytics.
Access payment solutions through the Paytree–AFS relationship with a GCC payments specialist.
How we compare
Same job, very different experience.
| How we compare | Paytree ★ Recommended | Other Providers |
|---|---|---|
| Payment terminals | ✓ Modern dual-screen | Standard, older-look |
| Settlement | ✓ Next business day (T+1)* | Typically T+2 - T+3 |
| Pricing | ✓ Transparent, per-merchant | Often bundled / standard / hidden |
| Support | ✓ Local UAE team, real people | Varies by provider |
| Every channel | ✓ In-store, online & links - one partner | Often separate systems |
| Onboarding | ✓ Fast & digital, no deposit* | Deposit & paperwork common |
| Free Value-adds | ✓ Merchant Portal, AFS Pro Superapp & more | Fewer options |
| Regional presence | ✓ UAE, Bahrain, Oman & Egypt | UAE only |
Bottom line: Paytree gets your money faster, costs less to run, and covers every channel — from one local partner.
Industries We Serve
Every business takes payments differently. These are examples of how Paytree solutions can fit common business types — the team confirms what applies to you.
Take payments on your website or app through an integrated online gateway.
Dual-screen terminals at fixed tills keep every counter moving quickly.
Fast counter payments, portable devices for table-side service or delivery.
Payment links and SoftPOS make it easy to bill clients without a till.
miniPOS built for the road — plus taxi-meter integration possibilities.
Guests pay how they prefer — card, wallet or link — at reception or the room.
Tap-to-give donation devices with preset amounts for mosques, malls and events.
What merchants say
From single-outlet cafés to multi-branch retailers, merchants rely on Paytree for payments that just work.
Switching to Paytree cut our decline rates noticeably within the first month. The terminals were delivered and configured before we even asked — onboarding was the smoothest we have experienced from any provider.
Funds land the next business day, and that alone changed how we manage cash flow. The portal gives my accountant everything — statements, reconciliation, reports — without chasing anyone.
I run a small café and was dreading the paperwork. The Paytree team handled KYC and setup almost entirely for me, and support answers in minutes — in my time zone, every time.
We needed a gateway that integrates with our Shopify store and a pay-by-link option for Instagram orders. Paytree did both from day one, and real-time tracking keeps the whole team in the loop.
Transparent pricing sealed it for us. No surprises on the statement, exact rates confirmed upfront, and the softPOS tablet solution lets our delivery drivers take card payments at the door.
FAQ
Through the Paytree–AFS partnership, businesses can explore in-store acceptance (Dual-Screen Terminal, AFS Lite miniPOS, SoftPOS), online acceptance (eCommerce integrations), Pay by Link, POS/till integrations, and merchant tools such as the AFS Pro Superapp and the Omnichannel Merchant Portal.
Yes — eCommerce integrations let you accept payments on your website or app, working with popular store platforms. The right integration approach for your store is discussed during your enquiry.
Pay by Link lets you send a secure payment link to a customer through channels such as WhatsApp, SMS or email, and get paid remotely — useful when you are not selling through a website checkout.
SoftPOS (Tap-to-Phone) turns a compatible phone into a payment acceptance device, so you can take contactless payments without extra hardware. Device and eligibility requirements apply and are confirmed during onboarding.
Two devices support face-to-face sales: the Smart Dual-Screen Terminal for fixed tills such as retail, pharmacy and F&B, and the AFS Lite miniPOS for on-the-move businesses such as stalls, delivery, salons and transport. Both take tap, chip & PIN, wallets and Jaywan.
Yes — the AFS payment platform supports eCommerce integrations, and the technology ecosystem also connects tills, ERPs and POS systems through several integration patterns. The team will identify the right fit for your setup.
Businesses of many shapes — from SMEs and single-location shops to larger merchants — across retail, F&B, services, delivery, eCommerce and more. Eligibility and any specific requirements are confirmed by the team when you enquire.
Use the enquiry form on the Contact page, or any “Enquire” button across the site. Tell us about your business and which payment solutions you are interested in, and the team will get in touch.
Onboarding includes submitting your KYC documents digitally, after which you receive logins for the app and portal. Exact document requirements are communicated by the team once your enquiry is reviewed.
The quickest way is the enquiry form on our Contact page — or call us on +971 50 911 9594.
Ready When You Are
Tell us about your business and payment requirements. Our team can help you explore the available options.